SME/Retail Loan Officer at Alert Microfinance Bank
Loan Application Processing:
- Receive and review loan applications submitted by SME clients.
- Analyze financial statements, credit reports, and other relevant documents to assess the creditworthiness of applicants.
- Conduct risk assessments and make recommendations regarding loan approvals or rejections based on established criteria.
Client Relationship Management:
- Develop and maintain strong relationships with SME clients, understanding their business needs and financial requirements.
- Provide guidance and advice to clients on suitable loan products and financial solutions.
- Address client inquiries, concerns, and requests promptly and professionally.
Credit Underwriting:
- Evaluate loan applications to determine the appropriate loan amount, interest rates, and repayment terms.
- Assess the risk associated with each loan application and ensure compliance with lending policies and regulations.
- Collaborate with credit risk management teams to mitigate potential risks and ensure the quality of the loan portfolio.
Loan Documentation and Compliance:
- Prepare and review loan documentation, ensuring accuracy and completeness.
- Verify the authenticity of collateral and other security provided by borrowers.
- Ensure compliance with regulatory requirements, internal policies, and procedures throughout the loan origination process.
Portfolio Management:
- Monitor the performance of existing loan portfolios, including repayment schedules and outstanding balances.
- Identify and address any delinquencies or defaults, implementing appropriate remedial actions as necessary.
- Conduct regular reviews and assessments of client accounts to identify opportunities for upselling or refinancing.
About Alert Microfinance Bank
ALERT Microfinance Bank Limited is a limited liability company, incorporated in Nigeria by the Corporate Affairs Commission (CAC) on 2nd May, 2013 as a company limited by shares. Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria. At Alert Microfinance Bank Limited, we have built our impressive growth on excellent service delivery in a uniquely customer friendly environment with professional staff, a robust information technology IT structure, very sound corporate governance, robust risk management process and a highly skilled management.
Job Details:
| Contract Type: | Full Time |
| Experience Required: | 2 – 5 years |
| Education Level: | BA/BSc/HND |
| Gender: | Female and Male |
| Age: | N/A |
| Number of vacancies: | N/A |
| Salary: | ₦200,000 – ₦300,000/month |
| Job Field: | Banking , Sales / Marketing / Retail / Business Development |
| Location: | Lagos |
Method of Application
Interested and qualified candidates should forward their CV to: career@alertgroup.com.ng using the position as subject of email.
